Why Should a Buyer Purchase Your House?

As a home seller, it is important to make your house a must-have for buyers. Otherwise, your home may linger on the real estate market for an extended period of time. Worst of all, you may struggle to optimize your house sale earnings.

Ultimately, there are lots of things you can do to make your house an attractive option to dozens of prospective buyers, including:

1. Upgrade Your Home’s Curb Appeal

Curb appeal is crucial, particularly for a seller who wants to stir up significant interest in his or her residence. If you allocate time and resources to upgrade your house’s curb appeal, you could help your residence stand out from other available homes.

It generally won’t take long to improve a house’s curb appeal. In some instances, a seller can mow the lawn, trim the hedges and perform minor lawn care tasks to transform a house’s exterior. Also, it may be beneficial to repair or replace any damaged home siding.

2. Eliminate Clutter

If your home is loaded with personal belongings, you may want to remove these items. That way, you can show off the full size of your home to buyers during showings and open house events.

To cut down on clutter, you can rent a storage unit and use it to hold various personal belongings until your residence sells. In addition, you can always donate any unwanted items to charity, give them to family members or friends or sell them as part of a yard sale.

3. Enhance Your Home’s Interior

A neat, tidy home interior can make a world of difference in buyers’ eyes. Thus, if you clean your residence from top to bottom, your house could impress buyers as soon as they walk through the front door.

Of course, if you need help with upgrading your house’s interior, you can employ a home cleaning company. By shopping around for home cleaning companies in your city or town, you are sure to find a professional cleaning firm that offers the right combination of affordability and convenience.

As you get set to navigate the home selling journey, don’t forget to hire a real estate agent, either. If you have a real estate agent at your side, you can receive plenty of support as you try to generate buyers’ interest in your house.

A real estate agent understands what it takes to promote a house to the right groups of prospective buyers. As such, he or she will craft a custom home selling strategy designed to help you showcase your residence to potential buyers. Plus, a real estate agent will host house showings and keep you up to date with buyer feedback. And if you receive an offer to purchase your home, a real estate agent will help you weigh the pros and cons of accepting this proposal.

Ready to sell your house? Take advantage of the aforementioned tips, and you can seamlessly navigate the home selling journey.

Home Loans That Require No Down Payment

Perhaps one of the most challenging things about buying a home is saving for the downpayment. Collecting such a large sum of money can be difficult. The truth is that most buyers actually think that they need more than they actually do to buy a home. The downpayment doesn’t need to be a barrier to your path to homeownership. There are so many programs that offer low and even no down payment home loans. Read on to learn more about down payments and programs that can help you. 

First, let’s look at what a down payment is and how it can help you. If you put 10% down on a $200,000 home that’s $20,000. The downpayment minus the purchase price of the home is $180,000, and that’s how much your home loan will be. The more money you can put down on the house, the lower your home loan will be and the lower your monthly mortgage payments will be. A large down payment can indeed save you in the long term. If you’re looking to move into a home sooner rather than later, saving a considerable sum isn’t always possible.  

Low Downpayment Mortgages

You need to decide what type of home loan you need by the amount of downpayment you’re willing and able to put down. Some benefits go along with making a down payment, but there are some negatives. 

By making a substantial down payment you may despite your savings, leaving little money for emergencies. Your mortgage rate may not be affected by a large downpayment either. It can be hard to decide what type of loan to get and just how much you really can afford.  

FHA Loans

FHA loans are among the most popular type of home loans. The downpayment that’s required is just 3.5%. The requirements are simple, and you don’t have to be a first-time homebuyer to qualify. 

The drawback to an FHA loan is that you cannot cancel the monthly mortgage insurance that comes along with it unless you refinance the home. Traditional mortgage insurance is canceled when you have built up 20% equity in the house, but this isn’t the case with FHA loans. 

Another positive about FHA loans is that your credit score doesn’t have to be stellar in order for you to qualify. Some lenders approve FHA loans with credit scores as low as 580. 

VA Home Loans

Buyers who have current or former military service status can qualify for this zero down mortgage. These loans are benefits to veterans and current members of the Armed Forces. While no downpayment is required, buyers may put down any amount they wish. The only requirements are that buyers be members of the military either currently serving for 90 days or two years of active duty service if not an active member.   

The above options are great for those who can’t afford or don’t wish to put down large down payments but still hope to be homeowners. 

Enjoy a Rewarding Homebuying Experience

The ultimate goal of a home search is to find a residence that matches or exceeds your expectations. To enjoy a rewarding homebuying experience, you need to prepare accordingly.

Now, let’s take a look at three tips to help you reap the benefits of a successful homebuying experience.

1. Narrow Your House Search

Think about where you want to live. By doing so, you can refine your home search and look for houses in your preferred cities and towns.

Also, creating a list of homebuying criteria usually is a good idea. This list can include home must-haves and wants, and ultimately, will help you further narrow your house search.

2. Get Pre-Approved for a Mortgage

Purchasing a house can be simple, particularly for those who get pre-approved for a mortgage. With a mortgage in hand, you can enter the real estate market with a budget. Then, you can pursue houses that fall within your price range and speed up your search for your dream home.

To get pre-approved for a mortgage, it is important to review all of the mortgage options at your disposal. Meet with banks and credit unions and discuss various mortgage options. This will allow you to learn about the differences between adjustable- and fixed-rate mortgages and find a mortgage that corresponds to your finances.

In addition, don’t hesitate to ask mortgage questions when you meet with banks and credit unions. Lenders employ friendly, knowledgeable mortgage specialists, and these professionals will do everything possible to help you make an informed mortgage decision.

3. Work with a Real Estate Agent

A rewarding homebuying experience may be tough to achieve if you decide to pursue a house on your own. Thankfully, real estate agents are available who can provide plenty of guidance along the homebuying journey and ensure you can accomplish your desired results.

If you work with a real estate agent, you can take the guesswork out of purchasing a house. First, a real estate agent will meet with you and learn about you and your homebuying goals. This housing market professional then will craft a homebuying strategy to help you achieve the best-possible results as quickly as possible.

In addition, a real estate agent will keep you up to date about open house events, set up home showings and help you analyze the housing market. If you discover your dream house, a real estate agent will help you put together a competitive offer to purchase this home. Plus, if you have concerns or questions at any point during the homebuying journey, a real estate agent can respond to them.

When it comes to simplifying the homebuying experience, hiring a real estate agent is essential. Because if you have a top-notch real estate agent at your side, you can get the help you need to seamlessly navigate the homebuying journey.

Ready to find your dream house? Use the aforementioned tips, and you can enjoy a rewarding homebuying experience.

Simple Ways to Keep Your Home in Great Condition

In many ways, the quality of your life is determined by the condition of your home. If it feels like your home is in disrepair, messy, or cluttered, you’re not going to feel comfortable or satisfied with your living situation. While perfection is an unattainable standard, there are a lot of simple things you can do to keep your home in good condition and prevent problems.

Train Your dog. Although many people own dogs and consider them to be a cherished part of the family, not everyone takes the time to properly housebreak, exercise, and train their pets. Dogs are very eager to please, but they need clear guidelines to understand what you expect of them. Some dogs also tend to express frustration or restlessness in destructive ways if they’re not given enough attention, exercise, or toys/treats to chew on. It’s not uncommon for dogs to chew on furniture, shoes, or other valued possessions if their needs are not met. Ideally, people should research dog breeds before actually purchasing a household pet. That way you can know more about temperament, exercise requirements, and training potential before you bring a puppy into the family. In addition to helpful online videos on raising obedient dogs, pet supply stores periodically offer low-cost training classes for dogs and their owners. Effectively housebreaking your pet in the first few days and weeks of adopting them is a key aspect of a harmonious pet/owner relationship. Otherwise, your furniture, hardwood floors, and carpeting could be subject to irreparable damage!

Use Furniture Sliders: Hardwood floors can be a mixed blessing. On one hand, they’re a high-quality, nice-looking material that enhances the look and feel of your home. On the other hand, it can be difficult to prevent scratching, scuffing, and even gouging of those beautiful surfaces. One solution, which is easy on both your floors and your pocketbook, is to put felt or plastic furniture sliders under the legs of your tables, chairs, and ottomans. Not only can you prevent or reduce hardwood floor scratching that inevitably happens when furniture is dragged across a floor, but it also makes it easier to rearrange furniture.

Maintain Your Rain Gutters: Properly working rain gutters serve the useful purpose of channeling water away from your roof, eaves, and foundation. By making sure your gutters are not clogged up with leaves, branches, and other debris, you can help protect your home from water damage. If the downspout of your rain gutter empties water too close to your house, you can often correct that by purchasing and attaching an inexpensive extension. Routing water away from your foundation can help prevent basement leaks, cracking, and crumbling. It can also be part of a multi-faceted approach to preventing basement mold.

Control Clutter: Household clutter not only degrades the appearance of your home (for both you and your guests), but it’s a known source of psychological stress. Taking the first step to reduce clutter is usually the most difficult part of the process, but once it’s a habit, maintaining a clutter-free home becomes infinitely easier!

How to Eat Healthy When Eating Out

When you are one of those very busy types with travel, projects, and meetings, it’s often difficult for you to cook breakfast, lunch, or dinner for yourself. The only option is to eat out in the office cafeteria or restaurants. Eating out can be fun and enjoyable when you know how to order a healthful meal. If you are worried about not eating a balanced diet, below are tips on how to eat a healthy dinner outside the comfort of home.

Tips on how to eat healthfully when eating out:

Order your meal how you like it: You can order your food the way you want it by changing the menu to your taste. Ask your server about healthful exchanges such as extra vegetables instead of the starch. You can also eat healthily at a restaurant by telling them the way you want your food prepared.

For example, if the menu says the side is French fries, you can request a salad, and instead of fried or breaded entrees, let the chef know you want your meat grilled or baked. 

Always take water before, during and after eating: Drink water throughout the entire meal. It slows you down, helps you enjoy the food more, and lets the message get to your brain that you’re full—before your plate is empty. Taking water at intervals makes your system work better especially during eating. When you take water while eating, it helps you taste your meal and enjoy it more. Taking water also satisfies your hunger sooner than food alone.

Be careful of the drink you take: You can merely take water, tea, or a fruit juice to complement your food after eating. If you want an alcoholic beverage, request wine or a clear liquor and avoid cocktails that have extra calories.

Select a plate of mixed fruit as your dessert: With fruit, you are sure of eating healthy food. Fruit aid in digestion and add beneficial nutrients.

Before eating check for the calories and the fat: Many states now require calorie-counts and nutritional values on the menu. You can ask the server about how they prepare meals: is it fried with butter or a partially-hydrogenated oil? Breaded? When you do this, you will be able to decide what is best for your health.

If you’re concerned about the healthfulness of a local restaurant, ask about restaurant ratings in your area.

Open house on 1/27/2019 at 31 Porter St Somerville, MA 02143


Date: 01/27/2019 Time: 12:00 PM to 1:30 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

New 4 Bedroom, 4.5 Bath Townhome with Single Family Feel! A quick walk to Porter and Davis SQ, this unit features a very large and open Living/Dining/Kitchen level with Modern Fireplace, Viking Appliance Package, 9 Ft Ceilings, Tall Transom Windows and a Master Bedroom Option. The second level has Cathedral Ceilings throughout, a 2nd Master bedroom option, 2 good Accessory Bedrooms with Jack and Jill bath, plus laundry. A lower level Family room with full bath and mud room finish off the unit. Clean modern/transitional Luxury finishes and top quality valves and hardware throughout. The Exterior offers an exclusive farmers porch, exclusive use front yard, a private fenced in city yard with patio and 3 Car Parking (2 in Private New Garage). Great space and luxury finishes in a fantastic location!

Open house on 1/27/2019 at 31 Porter St Somerville, MA 02143


Date: 01/27/2019 Time: 12:00 PM to 1:30 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

New 4 Bedroom, 4.5 Bath Townhome with Single Family Feel! A quick walk to Porter and Davis Sq, this unit features a very large and open Living/Dining/Kitchen level with Modern Fireplace, Viking Appliance Package, 9 Ft Ceilings, Tall Transom Windows and a Master Bedroom Option. The second level has Cathedral Ceilings throughout, a 2nd Master bedroom option, 2 good Accessory Bedrooms with Jack and Jill bath, plus laundry. A lower level Family room with full bath and mud room finish off the unit. Clean modern/transitional Luxury finishes and top quality valves and hardware throughout. The Exterior offers an exclusive farmers porch, exclusive use front yard, a private fenced in city yard with patio and 3 Car Parking (2 in Private Garage). Great space and luxury finishes in a fantastic location!

Launch a Successful Home Selling Journey

Ready to start a successful home selling journey? To achieve your house selling goals, you’ll want to prepare as much as possible. Lucky for you, we’re here to teach you about the home selling journey so you can enjoy an unforgettable property selling experience.

Now, let’s take a look at three tips to help you kick off a successful home selling journey.

1. Identify Your Home’s Strengths and Weaknesses

Your home has served you well for many years, but it may be far from perfect. Fortunately, you can allocate time and resources to analyze your house’s weaknesses and transform them into strengths.

Oftentimes, it is beneficial to conduct a home inspection before you list a residence. A home inspection enables you to receive expert insights into your house’s condition. Then, you can use a home inspection report to prioritize property upgrades.

You may want to conduct an appraisal prior to adding your house to the real estate market as well. By performing an appraisal, you can receive a property valuation that you can use to establish a competitive initial asking price for your home.

2. Enhance Your Home’s Appearance

Curb appeal is key, particularly for a house seller who wants to speed up the property selling journey. If you mow the lawn, trim the hedges and perform other home exterior upgrades, you can improve your residence’s curb appeal in no time at all.

Don’t forget to remove clutter from inside your house too. Remember, your goal as a home seller is to make it easy for buyers to envision what life may be like if they purchase your house. If your home is neat and tidy, it may be simple for buyers to fall in love with your residence as soon as they walk through the front door.

3. Collaborate with a Real Estate Agent

If you are unsure about how to price your home, how to promote your residence to buyers or how to complete myriad house selling tasks, there is no need to worry. In fact, you can hire a real estate agent who will do whatever it takes to help you succeed throughout the property selling journey.

A real estate agent understands what it takes to sell a home in any city or town, at any time. As such, he or she will go the extra mile to ensure you can achieve the best-possible results.

For example, if you want to sell your home as quickly as possible, a real estate agent will craft a house selling strategy that allows you to do just that. On the other hand, if you want to optimize the earnings from your house sale, a real estate agent will handle negotiations with buyers so you can get the best price for your home.

Let’s face it – selling a home can be challenging, especially for those who are unsure about how to navigate the real estate market. Thanks to the aforementioned tips, you can quickly and effortlessly begin the home selling journey. And as a result, you can move one step closer to enjoying a fast, profitable house selling experience.

Single-Family – 31 Porter St Somerville, MA 02143 is now new to the market!

New 4 Bedroom, 4.5 Bath Townhome with Single Family Feel! A quick walk to Porter and Davis SQ, this unit features a very large and open Living/Dining/Kitchen level with Modern Fireplace, Viking Appliance Package, 9 Ft Ceilings, Tall Transom Windows and a Master Bedroom Option. The second level has Cathedral Ceilings throughout, a 2nd Master bedroom option, 2 good Accessory Bedrooms with Jack and Jill bath, plus laundry. A lower level Family room with full bath and mud room finish off the unit. Clean modern/transitional Luxury finishes and top quality valves and hardware throughout. The Exterior offers an exclusive farmers porch, exclusive use front yard, a private fenced in city yard with patio and 3 Car Parking (2 in Private New Garage). Great space and luxury finishes in a fantastic location!

This is a Colonial style home and features 9 total rooms, 4 full baths, 1 half bath, 4 bedrooms, 0.29 Acres, and is currently available for $1,799,900.

For complete details click here.